ZAM Refai
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Muslim Personalities
A Gem Of A Man
Z.A.M Refai Hajiar, Chairman of ZAM Gems, shining philanthropist, brilliant entrepreneur, precious father, irreplaceable grandfather, and inspirational leader, bids adieu…
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Z.A.M Refai Hajiar, Chairman of ZAM Gems, shining philanthropist, brilliant entrepreneur, precious father, irreplaceable grandfather, and inspirational leader, bids adieu…
Read More »